Warranties & Disclaimers

There are no warranties implied.

Sprout Financial, LLC (“Sprout”) is a registered investment adviser located in Lehi, Utah. Sprout may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Sprout’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Sprout’s web site on the Internet should not be construed by any consumer and/or prospective client as Sprout’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Sprout with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Sprout, please contact the state securities regulators for those states in which Sprout maintains a registration filing. A copy of Sprout’s current written disclosure statement discussing Sprout’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Sprout upon written request.

Sprout does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Sprout’s web site or incorporated herein and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Sprout’s website and information are provided for guidance and information purposes only. The website and information are not intended to provide investment, tax, or legal advice.

The information contained herein has been compiled from sources deemed reliable and it is accurate to the best of our knowledge and belief. However, Sprout cannot guarantee its accuracy, completeness, and validity and cannot be held liable for any errors or omissions. Changes are periodically made to this web site and may be made at any time.

All information contained herein should be independently verified and confirmed. Sprout does not accept any liability for any loss or damage whatsoever caused in reliance upon such information. Readers are advised that the material contained therein should be used solely for informational purposes.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Sprout) made reference to directly or indirectly by Sprout in its website, or indirectly via a link to an unaffiliated third-party web site will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the payment of which would have the effect of decreasing historical performance results.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy will be profitable.

Certain portions of Sprout’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, various positions and/or recommendations made by Sprout and/or those of other investment and non-investment professionals as of a specific prior date. Due to various factors, including changing market conditions, such discussions and/or positions may no longer be reflective of current position(s) and/ or recommendation(s). Moreover, no client or prospective client should assume that any such discussion or information presented serves as the receipt of, or a substitute for, personalized advice from Sprout, or from any other investment professional. Sprout is not a law firm or accounting firm, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Sprout throughout its website has provided links to various other websites. While Sprout believes this information to be current and valuable to its clients, Sprout provides these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Sprout’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Sprout, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Sprout’s web site, to release and hold harmless Sprout, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Sprout.

It is possible that lower fees for comparable services may be available from other sources.

The owners of Sprout also have ownership in companies including Sprout IRA, LLC a Utah limited liability company, Zulu Marketing, LLC, a Utah limited liability company, and REI Holdings, LLC, a Utah limited liability company, and Sprout RA Services, LLC, a Utah limited liability company.

Our Form ADV is available upon request.  Please contact our office.  That information can also be found directly through the SEC here.

SPROUT IS A REGISTERED INVESTMENT ADVISER. INFORMATION PRESENTED IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES, INVESTMENTS, OR INVESTMENT STRATEGIES. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER AND/OR TAX PROFESSIONAL BEFORE IMPLEMENTING ANY STRATEGY DISCUSSED HERIN.

Any Questions?